As part of your membership to BASI you automatically receive the benefit of the association’s Public Liability and Professional Indemnity insurance.

To understand what these covers are and to see the main terms and conditions that apply please make sure you refer to the policy summary and policy wording.  Find relevant documentation below:

In simple terms, the Liability insurance policies will cover

  • Public Liability
    Cover for instructors if they are found to be legally responsible for causing bodily injury to third party (such as a member of the public or another member) or for damage to a third party’s property. 
  • Professional Indemnity
    Cover to protect a BASI affiliated instructor for claims made against them which allege that a third party has suffered an injury or financial loss caused by a negligent acts, errors or omissions during coaching activities that were provided in return for a fee

When does the cover operate?

Both the Liability and Professional Indemnity insurance apply when a member of BASI is acting within the remit of their license. Cover will also extend to cover free skiing.

Our annual policies run from 1 October to 30 September

The policies’ limits are as follows:


Public Liability – cover for your legal liability of up to £10M

Professional indemnity – cover for the club’s or instructor’s legal liability of up to £10M


It is important that all incidents that may give rise to a claim, however minor, are reported to our insurance broker Bluefin Sport as soon as possible after the event.

All claims are subject to a £250 excess.

Please email all incidents to [email protected] or telephone 0345 872 5060 to report this directly to our brokers.